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Cost and coverage

Direct Billing to 40+ Insurers

We bill your insurer directly, so you pay nothing up front.

A worker in high-visibility clothing checking in at reception

How direct billing works at Trust Care

Trust Care Physiotherapy direct bills more than 40 extended health insurers, WCB Alberta, and motor vehicle accident claims under Alberta’s Section B accident benefits. For covered treatment that means you pay nothing up front. We submit the claim electronically at the end of your appointment.

Photographs of vehicle damage and car keys on a desk
Photographs of vehicle damage and car keys on a desk

Extended health plans

Most extended health plans in Alberta cover physiotherapy, registered massage therapy and often chiropractic, usually up to an annual limit and sometimes at a percentage rather than in full. Bring your policy and certificate number to your first visit and we will check what is available before you are treated, so there are no surprises.

  • We submit the claim directly where your plan allows it
  • You pay only the portion your plan does not cover, if any
  • If your plan does not permit direct submission we provide a receipt to claim yourself
The Trust Care Physiotherapy reception area, with daylight and seating

WCB Alberta

Trust Care is an approved WCB Alberta provider. For an accepted workplace claim we bill WCB directly, so approved treatment costs you nothing. We provide progress reporting to WCB and, where it is appropriate, a graded return-to-work plan built around your actual job tasks. We can also complete a functional capacity evaluation if the claim calls for one.

Motor vehicle accidents and Section B

After a collision in Alberta, treatment is covered by the at-fault-independent Section B accident benefits on the vehicle’s policy, not by your extended health plan. Under the province’s Diagnostic and Treatment Protocols, injuries such as whiplash associated disorders, sprains and strains are eligible for pre-approved physiotherapy when treatment starts within the protocol timeframe. We confirm your eligibility, handle the paperwork and bill the auto insurer directly.

Do I need a referral?

You do not need a physician referral to book physiotherapy in Alberta. Some extended health policies do require one before they will reimburse, so it is worth reading your policy or calling your provider before your first appointment.

What to bring to your first visit

  • Your insurance policy and certificate or member number
  • For a WCB claim, your claim number and date of injury
  • For a motor vehicle accident, your claim number, adjuster details and the date of the accident
  • Comfortable clothing you can move in
Good to know

Common questions

A few things people often ask before their first visit.

Does Trust Care Physiotherapy direct bill insurance?

Yes. Trust Care direct bills more than 40 extended health providers, WCB Alberta for approved workplace claims, and motor vehicle accident claims under Alberta's Section B accident benefits. For covered treatment you pay nothing up front.

What do I need to bring to use direct billing?

Bring your insurance policy and certificate or member number. For a WCB claim bring your claim number and date of injury, and for a motor vehicle accident bring your claim number, adjuster details and the accident date.

What if my plan does not allow direct billing?

We provide a detailed receipt you can submit to your provider yourself. We will tell you before treatment whether direct submission is available on your plan.

Next step

Book your initial assessment

We are at 14415 Miller Blvd NW in North Edmonton, with parking on site and direct billing to 40+ insurers.